We’re not just helping families in need purchase an affordable house, because they’re also getting a home. Homeownership is about more than just building equity, as it can instill a family with a renewed sense of confidence and pride. Children have become happier and more outgoing, leading to improved grades and better health. Parents have used their newly discovered sense of accomplishment to return to school, learn a new trade, or upgrade their job skills. The impact is immediate; the effects everlasting.
Many partner families are so moved and thankful for the opportunity to better their lives that they continue to contribute to their communities by helping others break free of the cycle of poverty. From becoming a partner family to the day they pay off their mortgage, Habitat partner families are given the support and guidance they need to ensure they succeed.
By supporting Habitat for Humanity Canada you are not just providing for the bricks and mortar to build a house, you’re giving Canadian families the hand up they need to build a better life.
At Habitat for Humanity Canada, we believe in making affordable housing accessible to low-income families who could not otherwise afford to own a home.
We make this possible for our partner families by:
- Building homes using volunteer labour and donated materials
- Selling these homes to partner families with a required commitment of 500 volunteer hours
- Offering families an affordable and sustainable no-interest, no down-payment mortgage
Habitat homes help families avoid making impossible choices between rent and other basic necessities by providing them with a mortgage they can afford. An affordable mortgage allows our partner families to ensure their needs are met – including childcare, transportation, groceries, education, school supplies, medical and dental expenses, clothing, furniture, and more.
Partner families’ monthly mortgage payments go into a revolving fund held by the affiliate that built the home. This fund is reinvested into the community, as it is used to build more homes for low-income families in need.